> ## Documentation Index
> Fetch the complete documentation index at: https://docs.smartcomply.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Introduction

> Adhere by Smartcomply — identity verification, fraud detection, transaction monitoring, and credit data across Africa.

<img src="https://mintcdn.com/smartcomply-f420ec6b/jv92DPiviz1ucERE/images/mintify-image.png?fit=max&auto=format&n=jv92DPiviz1ucERE&q=85&s=b5dbab7387c3f76ad41514e5e557d692" alt="Adhere by Smartcomply" style={{ width: '100%', maxWidth: '860px', borderRadius: '12px' }} width="1536" height="1024" data-path="images/mintify-image.png" />

## What is Adhere?

**Adhere** is Smartcomply's developer API — a single integration that gives you access to identity verification, fraud detection, transaction monitoring, and credit reporting across Africa.

Whether you're onboarding customers, assessing loan applications, or screening transactions in real time, Adhere provides the compliance infrastructure you need to build with confidence.

**Currently supported countries:** Nigeria, Ghana, Kenya, Rwanda, and Uganda.

## What You Can Build

<CardGroup cols={2}>
  <Card title="KYC & Identity Verification" icon="id-card" href="/v3/kyc/nigeria/BVN">
    Verify customer identities using BVN, NIN, national IDs, passports, driver's licenses, and more — across Nigeria, Kenya, Ghana, Rwanda, and Uganda.
  </Card>

  <Card title="Fraud & Transaction Monitoring" icon="shield-halved" href="/v3/transaction/transaction_monitoring/transaction_monitoring_overview">
    Score transactions in real time, screen against global sanctions lists, detect card fraud, and monitor user behaviour with AML checks and configurable alert thresholds.
  </Card>

  <Card title="Credit Reports" icon="chart-line" href="/v3/credit/individual/First_Central_Credit_Summary">
    Pull individual and business credit histories from CRC, First Central, and Credit Registry — including full reports, scores, and history summaries.
  </Card>

  <Card title="Loan Fraud Check" icon="money-bill-wave" href="/v3/loan/introduction">
    Assess individual and business loan applications using AI-driven fraud scoring, real-time credit bureau data, and financial analysis.
  </Card>
</CardGroup>

## Onboarding Suite

The Adhere Onboarding Suite lets you verify customer identities at every step — from document checks and biometric matching to address verification and credit screening — all from a single API.

<img className="block dark:hidden" src="https://mintcdn.com/smartcomply-f420ec6b/iIODhjOSv4qGTgUq/images/kyc.png?fit=max&auto=format&n=iIODhjOSv4qGTgUq&q=85&s=c8142f1ebec067d20b356a246ff6d313" alt="Adhere Onboarding Suite" width="345" height="240" data-path="images/kyc.png" />

<img className="hidden dark:block" src="https://mintcdn.com/smartcomply-f420ec6b/iIODhjOSv4qGTgUq/images/kyc-image.png?fit=max&auto=format&n=iIODhjOSv4qGTgUq&q=85&s=ffc39bdb4da909067df43c2ab93c5434" alt="Adhere Onboarding Suite" width="1160" height="636" data-path="images/kyc-image.png" />

## Quick Links

<CardGroup cols={3}>
  <Card title="Quickstart" icon="rocket" href="/quickstart">
    Make your first API call in under 5 minutes.
  </Card>

  <Card title="Authentication" icon="key" href="/authentication">
    How to authenticate your requests.
  </Card>

  <Card title="Error Codes" icon="triangle-exclamation" href="/error_codes">
    Understand API error responses.
  </Card>
</CardGroup>

## Base URL

All API requests use the following base URL:

```
https://adhere-api.smartcomply.com
```

## Support

Reach us at [adhere@smartcomply.com](mailto:adhere@smartcomply.com) or explore the [Postman collection](https://documenter.getpostman.com/view/55164637/2sBXwjxET7).