> ## Documentation Index
> Fetch the complete documentation index at: https://docs.smartcomply.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Kenya Individual Credit

## Generate individual credit report data for Kenya

Adhere's Kenya Individual Credit Report endpoint provides a comprehensive record of an individual's credit-related activities in Kenya, including credit accounts, payment timelines, credit utilization, and instances of delinquency.

### Request Endpoint

`POST` `{{BASE_URL}}/api/onboarding/kenya/individual_credit/`

* **Media-Type:** `application/json`

### Status Codes

* **200 OK:** The request was successful, and the individual's credit information is returned successfully.
* **400 Bad Request:** The request could not be completed due to invalid or missing information.

#### Sample Payload

```json theme={null}
{
    "national_id": "12345678"
}
```

200 OK Response

```json theme={null}
{
    "status": "success",
    "data": {},
    "message": "Kenya Individual Credit Report retrieved successfully"
}
```

400 Bad Request Response

```json theme={null}
{
    "status": "failed",
    "data": [],
    "message": "Sorry, your check cannot be processed at the moment. Please try again in a few minutes"
}
```