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Documentation Index

Fetch the complete documentation index at: https://docs.smartcomply.com/llms.txt

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Adhere by Smartcomply

What is Adhere?

Adhere is Smartcomply’s developer API — a single integration that gives you access to identity verification, fraud detection, transaction monitoring, and credit reporting across Africa. Whether you’re onboarding customers, assessing loan applications, or screening transactions in real time, Adhere provides the compliance infrastructure you need to build with confidence. Currently supported countries: Nigeria, Ghana, Kenya, Rwanda, and Uganda.

What You Can Build

KYC & Identity Verification

Verify customer identities using BVN, NIN, national IDs, passports, driver’s licenses, and more — across Nigeria, Kenya, Ghana, Rwanda, and Uganda.

Fraud & Transaction Monitoring

Score transactions in real time, screen against global sanctions lists, detect card fraud, and monitor user behaviour with AML checks and configurable alert thresholds.

Credit Reports

Pull individual and business credit histories from CRC, First Central, and Credit Registry — including full reports, scores, and history summaries.

Loan Fraud Check

Assess individual and business loan applications using AI-driven fraud scoring, real-time credit bureau data, and financial analysis.

Onboarding Suite

The Adhere Onboarding Suite lets you verify customer identities at every step — from document checks and biometric matching to address verification and credit screening — all from a single API. Adhere Onboarding Suite

Quickstart

Make your first API call in under 5 minutes.

Authentication

How to authenticate your requests.

Error Codes

Understand API error responses.

Base URL

All API requests use the following base URL:
https://adhere-api.smartcomply.com

Support

Reach us at adhere@smartcomply.com or explore the Postman collection.