Documentation Index
Fetch the complete documentation index at: https://docs.smartcomply.com/llms.txt
Use this file to discover all available pages before exploring further.
May 2025 — v3 Launch
Adhere v3 is now the primary API version. v3 brings a cleaner endpoint structure, richer response data, and expanded country coverage.New in v3
- User Journey Tracking — New session-based API to track and validate transaction event sequences and flag out-of-order or suspicious behaviour in real time.
- OpenAPI Playground — Every endpoint page now has a built-in interactive playground. Authenticate once with your API key and test requests directly from the docs.
Improvements
- Unified
x-access-tokenheader authentication across all endpoints. - Consistent JSON response structure:
{ status, data, message }on all endpoints. - Activity codes for transaction monitoring consolidated and documented (200–221 safe, 450–457 suspicious).
- Loan Fraud Check now supports an optional
run_aml_checkflag for both individual and business applications.
March 2025 — v2 Updates
- Added Ghana ID Card with Face verification.
- Kenya credit reports (individual and business) added to the Credit Report suite.
- Premium credit report added for Nigerian individuals.
- Transaction screening expanded with full OFAC, UN, and EU sanctions list matching.
2024 — v1 Release
- Initial release covering Nigerian KYC (BVN, NIN, VNIN, CAC, Driver’s License, Passport, Voter’s ID, NUBAN, Phone, TIN).
- Kenya National ID (basic and advanced) and Passport verification.
- Ghana ID Card verification.
- Individual and business credit reports from CRC, First Central, and Credit Registry.
- Transaction monitoring, card fraud detection, and KYC screening.
- Loan fraud check for individuals and businesses.