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POST
/
api
/
onboarding
/
kenya
/
individual_credit
Kenya Individual Credit Report
curl --request POST \
  --url https://adhere-api.smartcomply.com/api/onboarding/kenya/individual_credit/ \
  --header 'Content-Type: application/json' \
  --header 'x-access-token: <api-key>' \
  --data '
{
  "national_id": "12345678"
}
'
{
  "status": "failed",
  "data": [
    "<unknown>"
  ],
  "message": "<string>"
}

Documentation Index

Fetch the complete documentation index at: https://docs.smartcomply.com/llms.txt

Use this file to discover all available pages before exploring further.

The Kenya Individual Credit Report endpoint provides a comprehensive record of an individual’s credit-related activities in Kenya, including credit accounts, payment timelines, credit utilization, and delinquency status.

​
Endpoint

POST /api/onboarding/kenya/individual_credit/

​
Request

​
Headers

HeaderValueRequired
x-access-tokenYour API secret keyYes
Content-Typeapplication/jsonYes

​
Body Parameters

ParameterTypeRequiredDescription
national_idstringYesThe individual’s Kenyan national ID number

​
Example

curl -X POST "https://adhere-api.smartcomply.com/api/onboarding/kenya/individual_credit/" \
  -H "x-access-token: YOUR_SECRET_KEY" \
  -H "Content-Type: application/json" \
  -d '{"national_id": "12345678"}'

​
Response

​
200 OK

{
  "status": "success",
  "data": {},
  "message": "Kenya Individual Credit Report retrieved successfully"
}

​
400 Bad Request

{
  "status": "failed",
  "data": [],
  "message": "Sorry, your check cannot be processed at the moment. Please try again in a few minutes"
}

​
401 Unauthorized

{
  "status": "failed",
  "message": "Authentication credentials were not provided."
}

Authorizations

​
x-access-token
string
header
required

Your Adhere API secret key

Body

application/json
​
national_id
string
required
Example:

"12345678"

Response

Kenya credit report retrieved