Documentation Index
Fetch the complete documentation index at: https://docs.smartcomply.com/llms.txt
Use this file to discover all available pages before exploring further.
Overview
Transaction Monitoring provides real-time analysis of every transaction processed through your Adhere account. It evaluates transactions against a set of configurable rules and automatically triggers alerts when suspicious patterns are detected — helping you comply with AML regulations and prevent fraud proactively.How It Works
Submit a transaction
Send transaction data to the Transaction Monitoring endpoint via your backend.
Rules are evaluated
The system checks the transaction against your configured rules (amount limits, frequency, geography, merchant category, and more).
Alert is generated (if triggered)
If one or more rules fire, the transaction is flagged as suspicious and an alert is sent via webhook, email, or SMS.
Key Features
Customizable Rules
Configure rules based on transaction amount, frequency, geographic location, merchant category, time of day, and more.
Automated Alerts
Get notified instantly via webhook, email, or SMS when a transaction breaches a rule.
Case Management
Review flagged transactions, approve or reject them, and escalate to support from the Adhere dashboard.
AML Screening
Optionally screen transactions and counterparties against global watchlists and sanction databases.
Rule Criteria
Rules can be based on any combination of the following:| Criterion | Example |
|---|---|
| Transaction amount | Flag any transaction over ₦500,000 |
| Transaction frequency | Flag more than 10 transactions in 1 hour |
| Geographic location | Flag transactions from high-risk countries |
| Merchant category | Flag gambling or crypto merchant codes |
| Time of day | Flag transactions between 1am–4am |
| Account type | Apply different rules to individual vs. business accounts |
Webhook Notifications
When a transaction is flagged, Adhere sends asuspicious_transaction event to your configured webhook URL. See Webhooks for the full payload structure and signature verification guide.
Next Steps
Submit a Transaction
Send your first transaction for monitoring.
User Journey
Understand the end-to-end flow from submission to resolution.