BVN Advanced
curl --request POST \
--url https://adhere-api.smartcomply.com/api/onboarding/nigeria_kyc/bvn_advanced/ \
--header 'Content-Type: application/json' \
--header 'x-access-token: <api-key>' \
--data '
{
"bvn": "22244545518"
}
'import requests
url = "https://adhere-api.smartcomply.com/api/onboarding/nigeria_kyc/bvn_advanced/"
payload = { "bvn": "22244545518" }
headers = {
"x-access-token": "<api-key>",
"Content-Type": "application/json"
}
response = requests.post(url, json=payload, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {'x-access-token': '<api-key>', 'Content-Type': 'application/json'},
body: JSON.stringify({bvn: '22244545518'})
};
fetch('https://adhere-api.smartcomply.com/api/onboarding/nigeria_kyc/bvn_advanced/', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://adhere-api.smartcomply.com/api/onboarding/nigeria_kyc/bvn_advanced/",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'bvn' => '22244545518'
]),
CURLOPT_HTTPHEADER => [
"Content-Type: application/json",
"x-access-token: <api-key>"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"strings"
"net/http"
"io"
)
func main() {
url := "https://adhere-api.smartcomply.com/api/onboarding/nigeria_kyc/bvn_advanced/"
payload := strings.NewReader("{\n \"bvn\": \"22244545518\"\n}")
req, _ := http.NewRequest("POST", url, payload)
req.Header.Add("x-access-token", "<api-key>")
req.Header.Add("Content-Type", "application/json")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://adhere-api.smartcomply.com/api/onboarding/nigeria_kyc/bvn_advanced/")
.header("x-access-token", "<api-key>")
.header("Content-Type", "application/json")
.body("{\n \"bvn\": \"22244545518\"\n}")
.asString();require 'uri'
require 'net/http'
url = URI("https://adhere-api.smartcomply.com/api/onboarding/nigeria_kyc/bvn_advanced/")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["x-access-token"] = '<api-key>'
request["Content-Type"] = 'application/json'
request.body = "{\n \"bvn\": \"22244545518\"\n}"
response = http.request(request)
puts response.read_body{
"status": "failed",
"data": [
"<unknown>"
],
"message": "<string>"
}{
"status": "failed",
"message": "Authentication credentials were not provided."
}Nigeria
Bank Verification Number Advanced (BVN)
Retrieve a full verified BVN profile including enrollment data, marital status, and customer photo.
POST
/
api
/
onboarding
/
nigeria_kyc
/
bvn_advanced
/
BVN Advanced
curl --request POST \
--url https://adhere-api.smartcomply.com/api/onboarding/nigeria_kyc/bvn_advanced/ \
--header 'Content-Type: application/json' \
--header 'x-access-token: <api-key>' \
--data '
{
"bvn": "22244545518"
}
'import requests
url = "https://adhere-api.smartcomply.com/api/onboarding/nigeria_kyc/bvn_advanced/"
payload = { "bvn": "22244545518" }
headers = {
"x-access-token": "<api-key>",
"Content-Type": "application/json"
}
response = requests.post(url, json=payload, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {'x-access-token': '<api-key>', 'Content-Type': 'application/json'},
body: JSON.stringify({bvn: '22244545518'})
};
fetch('https://adhere-api.smartcomply.com/api/onboarding/nigeria_kyc/bvn_advanced/', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://adhere-api.smartcomply.com/api/onboarding/nigeria_kyc/bvn_advanced/",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'bvn' => '22244545518'
]),
CURLOPT_HTTPHEADER => [
"Content-Type: application/json",
"x-access-token: <api-key>"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"strings"
"net/http"
"io"
)
func main() {
url := "https://adhere-api.smartcomply.com/api/onboarding/nigeria_kyc/bvn_advanced/"
payload := strings.NewReader("{\n \"bvn\": \"22244545518\"\n}")
req, _ := http.NewRequest("POST", url, payload)
req.Header.Add("x-access-token", "<api-key>")
req.Header.Add("Content-Type", "application/json")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://adhere-api.smartcomply.com/api/onboarding/nigeria_kyc/bvn_advanced/")
.header("x-access-token", "<api-key>")
.header("Content-Type", "application/json")
.body("{\n \"bvn\": \"22244545518\"\n}")
.asString();require 'uri'
require 'net/http'
url = URI("https://adhere-api.smartcomply.com/api/onboarding/nigeria_kyc/bvn_advanced/")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["x-access-token"] = '<api-key>'
request["Content-Type"] = 'application/json'
request.body = "{\n \"bvn\": \"22244545518\"\n}"
response = http.request(request)
puts response.read_body{
"status": "failed",
"data": [
"<unknown>"
],
"message": "<string>"
}{
"status": "failed",
"message": "Authentication credentials were not provided."
}The BVN Advanced endpoint provides a comprehensive view of a customer’s identity. In addition to standard BVN fields, it returns enrollment details, watchlist status, residential address, and a base64-encoded customer photo.
Endpoint
POST /api/onboarding/nigeria_kyc/bvn_advanced/
Request
Headers
| Header | Value | Required |
|---|---|---|
x-access-token | Your API secret key | Yes |
Content-Type | application/json | Yes |
Body Parameters
| Parameter | Type | Required | Description |
|---|---|---|---|
bvn | string | Yes | The customer’s 11-digit Bank Verification Number |
Example
curl -X POST "https://adhere-api.smartcomply.com/api/onboarding/nigeria_kyc/bvn_advanced/" \
-H "x-access-token: YOUR_SECRET_KEY" \
-H "Content-Type: application/json" \
-d '{"bvn": "22000000001"}'
const response = await fetch(
"https://adhere-api.smartcomply.com/api/onboarding/nigeria_kyc/bvn_advanced/",
{
method: "POST",
headers: {
"x-access-token": "YOUR_SECRET_KEY",
"Content-Type": "application/json",
},
body: JSON.stringify({ bvn: "22000000001" }),
}
);
const data = await response.json();
import requests
response = requests.post(
"https://adhere-api.smartcomply.com/api/onboarding/nigeria_kyc/bvn_advanced/",
headers={
"x-access-token": "YOUR_SECRET_KEY",
"Content-Type": "application/json",
},
json={"bvn": "22000000001"},
)
data = response.json()
Response
200 OK
| Field | Type | Description |
|---|---|---|
data.bvn | string | The BVN that was queried |
data.image | string | Base64-encoded JPEG of the customer’s registered photo |
data.title | string | Honorific (e.g., "Mr", "Mrs") |
data.gender | string | "male" or "female" |
data.lastName | string | Customer’s last name |
data.firstName | string | Customer’s first name |
data.middleName | string | Customer’s middle name |
data.dateOfBirth | string | Date of birth in YYYY-MM-DD format |
data.phoneNumber1 | string | Primary registered phone number |
data.phoneNumber2 | string | Secondary phone number (if available) |
data.maritalStatus | string | e.g., "Single", "Married" |
data.lgaOfOrigin | string | Local government area of origin |
data.stateOfOrigin | string | State of origin |
data.stateOfResidence | string | State of current residence |
data.lgaOfResidence | string | LGA of residence (if available) |
data.residentialAddress | string | Residential address (if available) |
data.enrollmentBank | string | Bank code where BVN was enrolled |
data.enrollmentBranch | string | Branch where BVN was enrolled |
data.registrationDate | string | Date of BVN registration |
data.levelOfAccount | string | CBN account tier level |
data.watchListed | string | "YES" if on a watchlist, otherwise "NO" |
{
"status": "success",
"data": {
"bvn": "22000000001",
"image": "<base64-encoded-jpeg>",
"title": "Mr",
"gender": "male",
"lastName": "OMOLE",
"firstName": "ABRAHAM",
"middleName": "ISAAC",
"nameOnCard": "",
"dateOfBirth": "1909-09-19",
"lgaOfOrigin": "Ado-Odo/Ota",
"watchListed": "NO",
"phoneNumber1": "09011001100",
"phoneNumber2": "",
"maritalStatus": "Single",
"stateOfOrigin": "Ogun State",
"enrollmentBank": "033",
"levelOfAccount": "Level 1 - Low Level Accounts",
"lgaOfResidence": "",
"enrollmentBranch": "0517-OTA 2",
"registrationDate": "2017-09-05",
"stateOfResidence": "Ogun State",
"residentialAddress": ""
},
"message": "Bank Verification Number details retrieved successfully"
}
400 Bad Request
{
"status": "failed",
"data": [],
"message": "Sorry, your check cannot be processed at the moment. Please try again in a few minutes"
}
401 Unauthorized
{
"status": "failed",
"message": "Authentication credentials were not provided."
}
⌘I

